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State Licenses

State License Number License Type Regulated Text Disclosures
Michigan 484 CSB Michigan Banking Charter Identifies CSB as a State of Michigan Chartered Bank
Michigan 356752 FRB RSSD Identifies CSB’s Holding Company as being regulated by the FRB and identifies CSB as a State Member Bank
USA 8183 FDIC Certificate Identifies CSB as being a regulated bank in the US with all deposits being insured by the FDIC – the oversight bank regulator for all banks in the US
USA 729779 NMLS Nationwide Multistate Licensing System – implemented per the SAFE ACT through Dodd-Frank, 2009
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NMLS 729779     |     FAIR LENDER     |     FAIR HOUSING

Citizens State Bank offers mortgages through its State of Michigan Bank charter which is a permissible activity for such bank’s per the Michigan Banking Code as revised in 1999.  As a state and federally regulated bank, It requires no other license or certification other than maintaining its State of Michigan Bank Charter.  Only non-bank mortgage originators require state licensing.

32500 WOODWARD AVE, ROYAL OAK, MI 48073

248-833-6160    |    proc@micsb.com

NMLS 729779     |     FAIR LENDER     |     FAIR HOUSING

Citizens State Bank offers mortgages through its State of Michigan Bank charter which is a permissible activity for such bank’s per the Michigan Banking Code as revised in 1999.  As a state and federally regulated bank, It requires no other license or certification other than maintaining its State of Michigan Bank Charter.  Only non-bank mortgage originators require state licensing.