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About US

 

We offer the technology and product offering of a large bank, the personal relationships of a small-town bank, and the extraordinary customer service of a private bank. Whether you come into a branch, only use our digital services, or take advantage of our business concierge service, we are the premier provider of community banking by making it easy, keeping it local, & focusing on our customers’ needs.

For more information please visit our website at www.MICSB.com

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NMLS 729779     |     FAIR LENDER     |     FAIR HOUSING

Citizens State Bank offers mortgages through its State of Michigan Bank charter which is a permissible activity for such bank’s per the Michigan Banking Code as revised in 1999.  As a state and federally regulated bank, It requires no other license or certification other than maintaining its State of Michigan Bank Charter.  Only non-bank mortgage originators require state licensing.

32500 WOODWARD AVE, ROYAL OAK, MI 48073

248-833-6160    |    proc@micsb.com

NMLS 729779     |     FAIR LENDER     |     FAIR HOUSING

Citizens State Bank offers mortgages through its State of Michigan Bank charter which is a permissible activity for such bank’s per the Michigan Banking Code as revised in 1999.  As a state and federally regulated bank, It requires no other license or certification other than maintaining its State of Michigan Bank Charter.  Only non-bank mortgage originators require state licensing.